If you’re a GP, consultant, associate dentist, or locum practitioner, your tax affairs are rarely simple. NHS and private income, locum shifts, multiple practices, superannuation and pension contributions—plus the ever-changing IR35 rules—all add complexity.
At Yorkshire Accountancy, we work with healthcare professionals across the UK. As experienced accountants for doctors and dentists, we offer proactive, jargon-free support to help you reduce tax, avoid penalties, and gain control of your finances.
We work with:
Whether you’re newly qualified, planning for retirement, or dealing with a mix of contracts, we’ll tailor our support around your career.
As a self-employed medical or dental professional, your tax position is likely to involve multiple income sources. That might include:
We offer self-employed doctor and dentist tax advice that ensures your income is allocated correctly, expenses are fully claimed, and your liabilities are clearly understood—no guesswork, and no last-minute tax bills.
Many healthcare professionals miss out on claiming allowable expenses because they aren’t sure what qualifies. We help you claim correctly—and confidently.
Common allowable expenses include:
Often-missed claims include:
We’ll review your situation and help you maximise what’s claimable—without overstepping HMRC’s guidelines.
Pension contributions under the NHS scheme are not always reported clearly on your end-of-year forms. You might also have questions about:
We’ll help interpret your pension statements, advise on Annual Allowance issues, and liaise with PCSE or NHS Pensions if something doesn’t add up.
If you’re working as a locum GP or pharmacist, your income pattern can be unpredictable—multiple workplaces, short-term contracts, last-minute shifts and a mix of PAYE, self-employed and umbrella income. That makes it even more important to have an accountant who understands the locum world.
At Yorkshire Accountancy, we act as specialist locum GP and pharmacist accountants, helping you stay compliant while keeping more of what you earn.
We can help you with:
Choosing the right structure: sole trader, limited company or umbrella
Understanding IR35 and how it affects your locum contracts
Recording income from multiple practices, pharmacies and agencies
Claiming all allowable expenses, including travel between sites, professional fees, CPD and equipment
Managing NHS pension and superannuation for locum work
Planning for tax on fluctuating income, including payments on account
Whether you’re just starting out as a locum or have been sessional for years, we’ll put systems in place that are simple to maintain and give you a clear picture of how your locum work is performing—month after month.
We often get asked whether doctors or dentists should set up a limited company for private work. The answer depends on:
If incorporation makes sense, we’ll walk you through the pros, cons, tax savings, and responsibilities. If not, we’ll show you how to optimise your existing setup.
If you earn over £50,000 from private work as a sole trader, you’ll soon fall under Making Tax Digital rules. That means:
We’ll help you get set up early, make it painless, and even provide software at a discount. Clients choosing QuickBooks currently get a free 12-month licence and a one-to-one training session (as of March 2025).
We offer:
Many clients come to us after years of muddling through. We make it easy to get things back on track and build confidence around your finances.
Whether you’re working NHS, private or both, we’ll help you save tax, avoid surprises, and run your business like a pro.
Book a free, no-obligation consultation with a healthcare-savvy accountant today.
Please call or email to arrange your FREE consultation for any of our services.
We’re a modern, friendly and proactive accountancy service.
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