Accountant for HGV & Lorry Drivers

Specialist tax help for self-employed drivers and limited company contractors

Whether you’re working as a self-employed haulier, driving for a logistics agency, or running your own limited company, your tax affairs as a HGV lorry driver can get complicated—fast.

At Yorkshire Accountancy, we work with HGV drivers, van drivers, agency contractors and owner-operators across the UK. As experienced accountants for lorry drivers, we help you claim every allowable expense, avoid HMRC pitfalls, and keep your books in order while you’re out on the road.

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Self-employed lorry driver tax advice

Most lorry drivers working for agencies or small hauliers are classed as self-employed—meaning you’re responsible for:

  • Registering with HMRC for Self Assessment
  • Submitting annual tax returns
  • Paying your own income tax and National Insurance
  • Tracking your business mileage and expenses
  • Budgeting for payments on account

We offer clear, practical self-employed lorry driver tax advice—making sure your paperwork is right, your expenses are fully claimed, and your income is treated correctly, whether you drive full-time or part-time.

What expenses can HGV & lorry drivers claim?

This is where most drivers lose out. We’ll help you claim everything you’re entitled to—legally.

Claimable expenses include:

  • Fuel, repairs, servicing (if you own the vehicle)
  • Mileage (if driving your own van under 3.5T)
  • Work-related parking and tolls
  • PPE (high-vis gear, boots, gloves)
  • Training or licence renewal fees
  • Tacho card and driver CPC costs
  • Vehicle insurance (business/commercial)
  • Accountant and software fees
  • Cleaning supplies for the cab or trailer
  • Mobile phone (business use %)

Often-missed or lesser-known claims:

  • Subsistence (HMRC-approved flat-rate meal allowance)
  • Overnight accommodation or sleeper cab cleaning
  • Use of home for admin (route planning, invoicing, calls)
  • Satellite navigation tools or HGV-specific apps
  • Cleaning and washing your uniform or overalls at home
  • Vehicle leasing (if not using mileage method)
  • Dashcam or cab equipment for safety and compliance

We’ll help you apply the right method (actual costs vs mileage), avoid double-claiming, and keep records that will stand up to HMRC scrutiny.

Should lorry drivers go Limited?

Setting up a limited company might reduce your overall tax bill—but it also comes with more admin and responsibility.

We’ll help you decide based on:

  • Your average annual income
  • Whether your contracts are fixed or flexible
  • IR35 risk (especially for agency or long-term contracts)
  • How you want to draw income (salary + dividends)
  • Whether you need to reclaim VAT on fuel and vehicle costs

We offer incorporation, payroll, dividend planning, and ongoing support. And if you’re better off staying as a sole trader—we’ll tell you that too.

Understanding IR35

Many lorry drivers operate through their own limited company and work exclusively for one agency or end-client. That puts them squarely in IR35 territory.

We’ll help you assess:

  • Whether you’re genuinely self-employed
  • How to deal with inside IR35 contracts
  • What your take-home pay will look like after tax
  • How to stay compliant without unnecessary tax bills

We also support drivers who’ve switched from umbrella companies and want to build more control into their business structure.

VAT and lorry drivers

You may need to register for VAT if your turnover exceeds £90,000. For drivers supplying their services to VAT-registered firms (e.g. transport companies), this can work in your favour.

We’ll explain:

  • When and why you should register
  • Whether the Flat Rate Scheme (FRA) makes sense
  • If you’re classed as a limited cost trader (most drivers are)
  • How reverse charge rules might apply if you subcontract

Flat rate VAT for transport and haulage is 10%. If you don’t buy much fuel or equipment yourself, you might end up paying HMRC more than you reclaim. We’ll help you make the right decision.

Making Tax Digital & bookkeeping made easy

If you’re VAT registered or earning over £50,000 as a sole trader, you’ll need to comply with Making Tax Digital.

We’ll:

  • Set up MTD-compliant software (QuickBooks, Xero, etc.)
  • Train you or someone you trust to manage your books
  • Offer free QuickBooks licences to new clients (valid March 2025)
  • Keep your returns submitted on time
  • Review your numbers each quarter to keep tax surprises away

We also offer simple spreadsheet options for smaller drivers or those under the VAT threshold.

Why drivers choose Yorkshire Accountancy

You work long hours. You need straight answers, low admin, and no hassle. That’s exactly what we deliver.

  • Fixed monthly fees—no clock-watching
  • Expert help with tax returns, VAT, IR35 and incorporation
  • Advice in plain English
  • Support by phone, email or WhatsApp

We understand the industry—from CPC to cab cleaning

Get your tax in gear

Let us handle the paperwork while you handle the motorway. Whether you’re just starting out or switching from a previous accountant, we’ll make the transition easy.

Book a free, no-pressure chat with a friendly accountant who gets the transport world.

Contact Us

Please call or email to arrange your FREE consultation for any of our services.

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We’re a modern, friendly and proactive accountancy service.

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